Акция на 180 Бонуса В розыгрыше: 180 Бонуса. До окончания акции:
Electronic or Cash?

Электронные или наличные деньги?

Along with printed signs, electronic monetary units slowly but surely took their place in peoples lives. They quickly master a very specific niche and are becoming more and more popular due to their convenience and comfort in use.

In some cases, digital currency turns out to be much more practical than the means of payment so familiar to people as paper banknotes and metal coins. You can use it to pay for the services of providers, make purchases, and you can also earn virtual currency. However, the controversy between the supporters of the two camps does not subside. So which currency will rule in the future: electronic or paper money?

 

Cash in human life

Not all people can appreciate the benefits of using digital money. While skeptics do not believe in their survivability, supporters are already trying to mine virtual currency in various ways. Many people unanimously declare the reliability of printed signs. They form their conclusions based on the absence of possible risk when using them. This is related to the issue of trust. Not everyone relies on the electronic services of the global network.

Supporters of online shopping prefer to pay for the goods after they have actually received it: to their home address or using postal services. "How does electronic money differ from paper money?" - This is a pressing question. Perhaps because the former do not have material embodiment. "Goods from the Internet - money in cash by mail" is the motto of some netizens. More than half of the inhabitants of Russia adhere to this idea. Therefore, the question of the safety of money and the guarantee of delivery of the order is acute among Internet users.

 

The clear advantages of electronic money

People are not yet accustomed to the idea that they can replenish a credit or debit card of a bank, use the money deposited into the account at will anywhere in the world. For them, not having a wallet in their bag is a disaster. What is better than electronic or paper money, everyone decides for himself, however, digital currency can always be carried with you, you can put enough money on it, but it will be as thick as a plastic card and has such an insignificant mass that it will not create inconvenience during transportation.

Not a single person is protected from theft of money: hooligans are operating on the street, hackers are on the Internet. And the risk of becoming vulnerable both in the first and in the second case is exactly the same. In this age, almost every person has the Internet. As you know, it is intended not only for communication and games, with its help you can earn good money, transfer currency to relatives and make trips to online stores. At the right time, they can be withdrawn and used in material embodiment.

Electronic or paper money, which currency is less at risk of being lost forever? As mentioned, the chances of risk are about the same. Money can be lost in another way, for example, when the countrys currency depreciates.

Where to store e-currency? For this, special resources have been developed, which are called digital wallets. To create such a wallet, you need to go through the registration stage on a specific resource in the virtual network. The procedure is quite simple and does not take more than 10 minutes. This begs the question: "How safe are these wallets, and how does electronic money differ from paper or metal counterparts?"

There are several types of virtual wallets. If it is installed on a computer hard drive, the responsibility for security rests with the owner of the wallet, but if the client chooses to work in the online resource, in this case the developer of the service is responsible for the safety of funds.

The minimum commission fees, the speed of the transaction, the security of the execution of transfers can be attributed to the advantages of the virtual currency. In rare cases, the commission for transfers of digital funds reaches 2% compared to making payments in cash through banking institutions, which have quite high fees. What is better electronic or paper money? Surely, each reader has already made his own conclusion.

It is also important to note that you do not need to open bank accounts to make a transaction anywhere in the world. Payment systems operate on a different principle. If a technical failure occurs during the transfer, the funds will be returned to the digital wallet. And when making transfers, the user of the service will be asked more than once about his intention to give the amount from his wallet in favor of another network member. The client can confirm his desire via e-mail or SMS, which will be sent to his cell phone.

Digital currency has clear advantages. Lets compare whether electronic or paper money is controlled by state authorities? Above the entire global financial system, there are governing bodies, including top-tier banks, that monitor the behavior of the currency in the market. Paper money depends on GDP (previously, they corresponded to the gold reserves of a particular country). If we turn our attention to the bitcoin cryptocurrency, then it is surprising that there is no mechanism for centralized control and management by government agencies.

The state does not control digital money and cannot influence its value. Undoubtedly, the authorities are looking for an approach to electronic means, but they cannot get close to them. The fact is that this currency already has its own blockchain system, which deals with the distribution of databases. How does electronic money compare favorably with paper money? Is the financial freedom of the owners of crypto savings. The essence of blockchain work is to form a chain of blocks, which, in turn, form nodes. This is how information about all calculations made in the virtual network is accumulated. It is noteworthy that all monetary transactions are carried out privately. The government cannot block the clients account due to the fact that the names of all participants are strictly confidential.

Accumulation and investment, conversion into another currency, the possibility of earning money, making transfers to any country in the world unites both types of currencies under consideration. However, there are also differences. So which is better: electronic or paper money, everyone should choose for themselves. Definitely, virtual funds are the future. Proponents of this kind of money believe they can build a completely new economy.