Webcreds is a payment system that was founded in 2008. The service is simple and convenient, it differs from its competitors in favorable terms for transfers and payments. The companys management has determined a strategy for the next 10 years, ambitious plans - to enter the TOP-3 world systems. A year after the opening of the service, users already had the opportunity to pay for purchases in more than 1,500 online stores. Of course, every year the list has expanded significantly.
To get access to all the advantages of the system, you need to go through a simple registration. The user is required to:
Login and password.
Of course, the mail will need to be confirmed. After that, the Webcreds service will be available in full. Initially, the system was created for the residents of Russia, but given the potential, the geography gradually expanded. In the near future, the company voiced work with the CIS countries and abroad.
The tariffs of the system vary depending on the method of replenishment or withdrawal. For example, payment for goods or services in various online stores can be made without a commission, completely free. But for the transfer between users of the system will be deducted 0.6% of the amount from the sender. With a top-up, the situation looks a little more complicated. In some cases, the commission for replenishment is not withheld at all, and when choosing certain agents it will be necessary to pay up to 20% of the transfer amount. Webcreds offers a rather large commission for withdrawing funds from the system - a rate of 15 rubles plus 5% of the amount.
Topping up an account in the system can be done in several ways:
Terminals and ATMs are available.
Replenishment through bank payments is allowed.
It is possible to transfer money from a bank card.
Users are offered special recharge cards.
The service is developing its own network of terminals, replenishment through which will be made completely free. Widespread distribution of terminals is planned.
The Webcreds service also established partnerships with VTB-24 Bank and the Contact payment system. Users will be able to make transfers to all corners of the world, withdraw and replenish their account in all available ways, without restrictions and limits.
You can also top up your accounts with the help of numerous exchange offices (transfers are made from bank cards, electronic payment systems and other methods). To pay for services in various online stores, when choosing a payment method, you must specify Webcreds, after which the user will be billed. Confirmation of payment is made in a more than standard way - the wallet holder needs to enter a code that will be sent in an SMS message. To do this, you need to connect the corresponding service in your account.
A year after the opening, more than 25 thousand people were already registered in the system, which made it possible to predict stable user growth for the next years. The system is in demand due to the high reliability of transactions, reasonable tariffs, and work in an international format.
The service has created its own Internet mall IFERTA. This is a service that allows you to view all offers for a certain category of goods and choose the most profitable. You can use the pier both with the help of a home computer, or through a mobile application. While the Webcreds service allows the use of the mobile application only to iPhone owners, but perhaps in the future the situation will change for the better.
At the time of opening, the service was the only one among all electronic systems that were promoted using its own network of terminals. Later, this niche will be occupied by the QIWI payment system, which for many years has been among the ten best services in Russia and is also very popular among residents of the CIS countries.
Is it profitable to open a wallet in a payment system? The company has created a convenient site, guarantees the safety of funds, provides numerous payment options. Perhaps the only feature of the service can be called only free replenishment and the ability to pay without commission in some online stores. Accordingly, Webcreds can be used "from time to time" when you need to pay for a certain product in a particular store. In other indicators, the service is obviously losing to competitors, providing lower tariffs for transfers and payments. For example, transfers in WebMoney system cost only 0.8% of the amount, and in Qiwi, users can send money to each other without any commission. The choice is yours.